Too Many Loyalty Cards? Here’s What You Can Do About It

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Most of us have a wallet stuffed with physical loyalty cards we never remember to bring out. The Starbucks card. The Watsons points card. That Caring Pharmacy card from 2021 that probably still has RM12 sitting in it. Your phone can hold all of them, and getting them in there takes about two minutes per card.

Here’s how it works, depending on which phone you have.

Apple Wallet natively supports some loyalty cards, but most Malaysian brands aren’t in the system. That’s where Pass2U comes in. It’s a free app from the App Store that converts any card with a barcode into an Apple Wallet pass. Once it’s in Wallet, you never have to open a separate app — just tap your phone at the scanner like you would with any other card.

To add a card, open Pass2U and tap Pass Store in the bottom-left corner. Search for the brand you want. If a community template exists, it’ll show up. Select it, then open the brand’s own app, find your membership barcode, and take a screenshot. Import that screenshot into Pass2U and it reads the barcode automatically. Tap Done, then Add, and the card lands in your Apple Wallet.

If your brand isn’t in the Pass Store, you can create a card manually. Tap the plus icon, pick your card type, scan or photograph the barcode directly, give the card a name, and save. That’s it.

Pass2U is free with ads. A one-time in-app purchase removes the ads, lets you use more barcode types, and removes the Pass2U watermark from your cards.

Samsung Wallet works too, but Google Wallet handles QR codes more reliably. Samsung tends to convert QR codes into standard barcodes during import, which means they won’t scan properly at checkout. For most Malaysian loyalty cards, Google Wallet is the cleaner option.

To add a card to Google Wallet, open the app, tap the plus icon, and choose Loyalty Cards. Search for your brand — if it’s there, tap it and enter your membership number. If it’s not, you can add it manually by entering the card name, number, and barcode type.

Samsung Wallet users: open the app, go to All, tap Memberships, then Add. You can browse Featured Memberships or tap Enter Membership Manually. You can also scan the card’s barcode directly with your camera or import a photo from your gallery. You can customise the card’s appearance and swap in your own image too.

Pass2U and Google Wallet are great for loyalty cards, membership cards, event tickets, and coupons. However, they are not the right tools for your banking information, credit cards, or anything tied to actual money.

Apple Pay, Google Pay, and Samsung Pay handle payment cards through direct, encrypted integrations with your bank, so your real card number is never stored on your device.

Third-party apps like Pass2U operate completely outside that infrastructure. Don’t use them for anything financial.

Simple rule: loyalty cards, yes. Bank cards, no.