Wanita sekalian, do you know who gets your stuff when you’re gone?

So you’ve spent your life working hard, saving every ringgit and maybe even picking up a few “investment” handbags along the way (no judgment, we see you queen ????????). But here’s the thing no one really talks about – what happens to all your stuff when you’re gone? Your house, your car, your savings, and of course, those bags we’re 100% sure are investments.

If you don’t have a will (or wasiat, for our Muslim sis sekalian), guess what? The law’s going to step in and make the call. And trust us, it’s probably not going to be how you want things to go down.

Yes, it’s time to talk finance and regrettably, that one topic no one brings up at brunch… ????️ estate planning.

Wait, a will? But I’m not a millionaire what…

Okay, real talk. A lot of women think they don’t need a will/wasiat because they either feel they don’t have that much money OR they think their family will sort it all out OR they believe they’re too young to be thinking about wills.

Got terasa anot? ???? Well, here’s your reality check.

We won’t go full seminar mode on how the patriarchy lowkey made us think estate planning is only for rich old men, but honestly speaking, if you’ve got stuff and people you care about, then a will isn’t optional. Why? Well, let’s break it down from the basics.

And if those reasons haven’t convinced you enough, maybe a professional opinion would. According to Nor Fazlina Mohd Ghouse, CEO of Maybank Trustees, the biggest mistake women make is assuming their families will just “figure it out” after they’re gone.

Ok, I will make a will. But how do I make a will?

First of all, proud of you. That’s already a big mental hurdle cleared ????????. But making a will isn’t like scribbling a quick note on napkin and calling it a day. There are some procedures to follow but don’t panic! We gotchu.

So what we’re getting at, at the end of the day is…

Sis, don’t let someone else decide your legacy

Real talk part 2: Having a will isn’t morbid. It’s empowering. It’s you saying “I know exactly who deserves my stuff.” And if you’ve spent years building your life, collecting memories, and earning all your assets, why would you let someone else decide what happens to all that?

So whether you’re 25 or 55, married or not, got two kids or two houseplants, it’s never too early to sort your wasiat or will. Future you (and everyone you love) will thank you for it.

Your legacy, your rules. So in line with the recent International Women’s Day, make sure it stays yours – get your estate planning sorted.

(Article by Cilisos, with insights from Nor Fazlina Mohd Ghouse (CEO of Maybank Trustees), an advocate for financial literacy and estate planning)

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