M'sian Claims There's 'Something Wrong' If Those Aged 30yo Don't Have RM10K In Savings | WeirdKaya

A viral social media post recently ignited a fiery debate after calling out 30-year-olds who have been working for years yet haven’t managed to save RM10,000.

The post, written in a blunt mix of Malay and English, reads:

Netizens divided: “Tone-deaf” or “Truth hurts”?

Some netizens agreed with the sentiment, saying it’s a wake-up call for young adults to relook their spending habits and financial planning.

But many others slammed the post as being tone-deaf, especially in today’s economy where wages remain stagnant while living costs skyrocket.

Context matters

Critics pointed out that not everyone starts with the same opportunities or support system.

Factors like student loans, family obligations, low wages, and high rental costs can eat into whatever savings one tries to build.

Others felt the post unfairly shames people who may already be struggling, instead of encouraging healthy financial conversations.

So, is RM10k by 30 a reasonable expectation?

According to financial advisors, while having RM10,000 saved by age 30 is a good goal, it’s not a one-size-fits-all benchmark.

Personal finance depends heavily on income, lifestyle, and unexpected life events.

The key takeaway? It’s okay to set financial goals—but let’s not shame those who are doing their best in tough times.

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